| Final A | Team | time | Rk. | | 1. Dagmar Hase |  GER | 4:07.18 | 2. | | 2. Janet Evans |  USA | 4:07.37 | 1. | | 3. Hayley Lewis |  AUS | 4:11.22 | 5. | | 4. Erika Hansen | USA | 4:11.50 | 3. | | 5. Kerstin Kielgaß | GER | 4:11.52 | 4. | | 6. Isabelle Arnould |  BEL | 4:13.75 | 7. | | 7. Malin Nilsson |  SWE | 4:14.10 | 6. | | 8. Suzu Chiba |  JPN | 4:15.71 | 8. |
| Final B | Team | time | Rk. | | 9. Philippa Langrell |  NZL | 4:12.96 | 9. | | 10.Sandra Cam | BEL | 4:14.11 | 15. | | 11.Irene Dalby |  NOR | 4:14.46 | 11. | | 12.Beatrice Coadă-Căşlaru |  ROU | 4:14.90 | 12. | | 13.Carla-Creola Negrea | ROU | 4:14.92 | 14. | | 14.Olga Šplíchalová |  TCH | 4:16.41 | 10. | | 15.Manuela Melchiorri |  ITA | 4:20.75 | 16. | | 16.Hana Černá | TCH | 4:21.50 | 17. |
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| Heat 5 | Team | time | Rk. | | 1. Janet Evans | USA | 4:09.38 | 1. | | 2. Dagmar Hase | GER | 4:10.92 | 2. | | 3. Erika Hansen | USA | 4:12.08 | 3. | | 4. Malin Nilsson | SWE | 4:13.16 | 6. | | 5. Suzu Chiba | JPN | 4:13.85 | 8. | | 6. Carla-Creola Negrea | ROU | 4:17.00 | 14. | | 7. Hana Černá | TCH | 4:19.87 | 17. | | 8. Itziar Esparza |  ESP | 4:22.27 | 20. |
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| Heat 4 | Team | time | Rk. | | 1. Kerstin Kielgaß | GER | 4:12.50 | 4. | | 2. Olga Šplíchalová | TCH | 4:15.43 | 10. | | 3. Irene Dalby | NOR | 4:16.05 | 11. | | 4. Mette Jacobsen |  DEN | 4:16.80 | 13. | | 5. Manuela Melchiorri | ITA | 4:19.18 | 16. | | 6. Julie M. McDonald | AUS | 4:20.16 | 18. | | 7. Samantha Foggo |  GBR | 4:22.26 | 19. | | 8. Elizabeth Arnold | GBR | 4:25.55 | 25. |
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| Heat 3 | Team | time | Rk. | | 1. Hayley Lewis | AUS | 4:12.95 | 5. | | 2. Isabelle Arnould | BEL | 4:13.81 | 7. | | 3. Philippa Langrell | NZL | 4:14.00 | 9. | | 4. Beatrice Coadă-Căşlaru | ROU | 4:16.23 | 12. | | 5. Sandra Cam | BEL | 4:17.87 | 15. | | 6. Jeanine Steenkamp |  RSA | 4:23.33 | 21. | | 7. Yan Ming |  CHN | 4:23.69 | 22. | | 8. Laura Sánchez |  MEX | 4:23.87 | 23. |
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| Heat 2 | Team | time | Rk. | | 1. Judit Kiss |  HUN | 4:24.01 | 24. | | 2. María José Marenco |  ESA | 4:29.32 | 26. | | 3. Erika González | MEX | 4:32.06 | 29. | | 4. Claudia Fortin |  HON | 4:37.58 | 31. | | 5. Corinne Leclair |  MRI | 4:43.53 | 33. |
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| Heat 1 | Team | time | Rk. | | 1. Thanya Sridama |  THA | 4:29.64 | 27. | | 2. Joscelin Yeo |  SIN | 4:29.76 | 28. | | 3. Robyn Lamsam |  HKG | 4:32.23 | 30. | | 4. May Ooi | SIN | 4:37.77 | 32. |
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